Mortgage LoansYour home may be the single largest investment in your lifetime. Securing a mortgage loan is an important step in the process of home ownership that can impact your finances for decades.

The Napoleon State Bank has the experience necessary to help our customers secure mortgage loan options that meet their short- and long-term needs. We offer mortgage loans with highly competitive rates for the building, refinancing or purchase of any new home. Whether you're just starting out or already moved in, our highly experienced team of lenders will handle all the details so you can feel right at home.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Napoleon State Bank Lender will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Lenders are only a phone call away if you need help. Contact us at 812-852-4002.

  • Fixed Rate Mortgages
  • Home Equity Line of Credit*
  • 2nd Mortgages
  • Commercial*/Rental Loans
  • Farm Loans*
  • Construction Loans*

*Loan Application for these products are not available online. Contact a Lender for an application and get started on your loan today.

Need Help?

Feel free to contact us at any of our locations.

  • Napoleon 812-852-4002
  • Greensburg 812-663-1903
  • Osgood & Holton 812-689-1806

Today's Rates

October 25, 2016 8:02 AM
15 Year Fixed Rate
 Rate  APR  
 2.750%  2.809%  
20 Year Fixed Rate
 Rate  APR  
 3.250%  3.353%  
30 Year Fixed Rate
 Rate  APR  
 3.375%  3.448%  
3 Year Rollover
 Rate  APR  
 4.900%  4.905%  

Please note the above rates are subject to change without notice.

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